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Property Market Update – October 2025

Julian Reid Estate Agents - Stoke Newington - News - October 2025

Julian Reid - Julian Reid Estate Agents - Stoke Newington - WebStoke Newington Property Market: Calm, Confident, and Moving

By Julian Reid – Estate agent in Stoke Newington

Scan the weekend property news headlines and you might assume the housing market is barely limping along. On the ground in Stoke Newington, the picture is much more balanced, and quietly upbeat. We haven’t had the traditional, frantic “Autumn Bounce” (with all its over-pricing and anxiety), but that’s no bad thing. Instead, prices are steady, buyers are genuine, affordability is improving, and sales are being agreed.

Pricing: Steady by design, not by default

Rightmove’s October House Price Index shows average new-seller asking prices up 0.3% month on month, with the annual figure marginally down by 0.1% and the national average at £371,422. True, a +0.3% October is softer than the ten-year average of +1.1%, but that needs context: we’re in a market defined by higher choice and realistic pricing, not a lack of demand. When there are more homes to choose from, over-ambitious guides simply get ignored. Sellers who launch at a competitive, evidence-based price are the ones booking viewings and receiving offers in week one.

That fits exactly with what we’re seeing across N16 – from period conversions off Church Street and Albion Road to family houses near Clissold Park and Newington Green. Sensible guides are cutting through the noise and drawing serious buyers.

Year to date: activity quietly ahead of last year

The year-to-date picture is reassuring:

These aren’t “boom” figures; they’re the marks of a functioning market that’s matching well-priced homes with proceedable buyers and moving chains forward.

Why Autumn 2025 feels calmer than Autumn 2024

Last autumn was buoyed by the first interest-rate cut in over four years and by movers racing to get ahead of April 2025’s stamp duty changes. That brought forward a spike in activity and a rash of punchy headlines. This year feels different: affordability is steadily improving, buyers are purposeful rather than panicked, and price guides are more grounded in reality. The net effect is a healthier rhythm – fewer over-stretched offers and fewer fall-throughs.

Affordability: A quiet tailwind

Mortgage pricing has edged lower compared with earlier in the year, which is giving first-time buyers and second-steppers real encouragement. Pair that with wages outpacing inflation and you get a meaningful improvement in month-to-month affordability. In practice, we’re seeing more N16 buyers able to say “yes” when the right home appears – especially where the guide reflects recent sold comparables, condition, lease length (for flats), EPC, outside space and street position.

Local snapshot: What’s moving in N16

With choice at a decade high, buyers are comparing like-for-like more carefully – EPCs, service charges, outlook, garden orientation and noise levels carry real weight. That’s a positive: it rewards well-priced, well-presented homes and gives everyone clearer expectations.

For sellers: Win the launch window

In a high-choice environment, the first two weeks of your listing are crucial. Here’s what’s working best for our clients:

  1. Evidence-based pricing
    Anchor your guide price to recent sold comparables and today’s active competition – not last spring’s headlines. Price to be shortlisted, not to be “reduced later.”
  2. Presentation that photographs beautifully
    Light, decluttered rooms, spruced kerb appeal, tidy balconies/gardens, and clear floorplans all translate into more clicks and more viewings. If buyers shortlist three similar homes, the best-presented one gets the first viewing.
  3. Front-load the legals
    Instruct your conveyancer at launch. Complete property information forms, locate warranties and certificates, and (for leaseholds) request management packs early. With average exchange timelines longer than pre-2020, being legally “sale-ready” saves weeks.
  4. Flexible access
    After-work and Saturday appointments capture commuter demand. Short-notice viewing? If you can say “yes,” you’ll often get the best offer.

For buyers: Use the extra choice to your advantage

Prime and upper-mid market: Precision wins

Demand at the top end is more measured as Autumn always brings Budget speculation. That doesn’t mean inactivity; it means value sensitivity. For premium N16 homes – larger houses, penthouse conversions, unique outside space – be extra precise. Showcase differentiators (light, ceiling height, energy upgrades, views, work-from-home space, school catchments), and support the guide with very recent local evidence.

Lettings: Still buoyant, Still competitive

The rental market in Stoke Newington remains strong. Tenant demand continues to outstrip available stock, sustaining upward pressure on rents. For landlords, sensible pricing, rapid turnaround times and energy-efficiency upgrades minimise voids and widen the tenant pool. For would-be first-time buyers on the fence, the contrast between rising rents and improved mortgage affordability is pushing more toward purchase – especially for well-guided starter flats.

The bottom line

Ignore the gloomier headlines. In Stoke Newington, October 2025 is resilient, rational and quietly productive. With asking prices up 0.3% month on month (–0.1% year on year to £371,422), buyer demand +2%, new sellers +5%, and sales agreed +5% year to date, we’re looking at a market that works. The lever that keeps it moving? Realistic pricing. It converts interest into viewings, and viewings into offers – without the drama of an artificial “bounce.”

Whether you’re ready to launch or just sense-checking your next step, Julian Reid estate agents in Stoke Newington can help you set the right strategy: If you’re planning to sell – or simply want a clear, street-by-street view of value – Julian Reid will help you set the right strategy: precise valuation, standout presentation and proactive buyer matching. In a market that rewards preparation and realism, we’ll help you move forward with confidence this autumn.

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(Recently Listed – Lordship Park, London N16 – Guide Price £700,000)

To see the very latest homes coming to the market, click ‘New to market homes’, this lists all of the very latest homes as they come to the market.

See our ‘Recently Sold Properties’.

You can also use our Instant Online Valuation tool.

Good luck with your house hunting.

Julian Reid

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